|How Much Does It Cost to Have a Baby
How Much Does It Cost to Have a Baby?Many people, upon finding out they're having a baby, start looking to the future, especially future expenses:
How much does having a baby cost? How are we going to afford a baby and baby supplies?
I won't lie; having a baby can be an expensive adventure, especially if you don't prepare yourself before your little one comes. Here you'll find information about baby related expenses and how you can learn to save money during your baby's first year by making plans before the baby arrives.
Also, learn which items you should add to your baby registry or even find second hand to save even more money. You'd be surprised to see how much money you can save by adding items to your baby shower registry or by making smart choices when shopping.
How Much Does a Baby Cost in the First Year?
Baby ExpensesThe first expenses you'll experience as a new parent will be from prenatal care and from the birth of the baby. What you will be spending depends on your level of health care insurance and how well the pregnancy and birth go.
You can expect to see your doctor or midwifeabout 10 15 times throughout pregnancy. or more if there are complications. You'll see your health care provider once every four weeks for the first two trimesters, once every two weeks until week 36, and then once a week until the baby is born.
During those visits or in conjunction with them, you'll need some tests done: blood work, urinalysis, ultrasounds, etc. If there are complications, you may have additional kinds of testing done.
If you are uninsured, the total cost of prenatal care can be about $2,000. To stem off some of those costs, do some research into clinics or other cost saving measures to save for your prenatal care.
If you are insured, it all depends on your level of health care coverage. You could pay anywhere from 25% 90% of the total cost of prenatal care. Look into your policy to see what is and isn't covered by your health insurance. You may only need to pay a deductible or a portion of what the total cost is.
In addition to diamond co supply the prenatal care, you'll be asked to take a prenatal vitamin as part of a healthy diet. A basic over the counter prenatal vitamin could cost around $5 $10. A basic prescription prenatal vitamin may or may not be covered by your insurance. If the doctor recommends that you take a DHA supplement as well, expect to pay about $5 $10 more for both over the counter and prescription vitamins.
If this is your first baby, you may choose to attend a childbirth class of some sort. These classes may range from $50 $200 a class (or total for all classes) if you choose to take them in a hospital or a birthing center. They may be more if you take them with a private group. Sometimes, these classes are covered by insurance, but you'd have to check your policy to determine if that is the case for you.
The birth of your baby has not only a physical cost to you and your body, but there's a monetary cost as well. The cost for an uncomplicated vaginal delivery can range from $9,000 $10,000. The cost for an uncomplicated c section can range from $15,000 $16,000. If there are complications, the cost can go up depending on the procedures, tools, and medications used.
What Does a Newborn Need? Before your baby is born, it is important to figure out what the baby needs to survive the first 12 months of life. Distinguishing the difference between what you want and what the baby needs is one way to start saving money on baby supplies.
For instance, a newborn does not need much. A car seat, a going home outfit, a place to sleep, diapers and wipes, bathing supplies, vans clothing sale, and a chosen method of feeding is all a newborn would really need in the first few weeks of life. To entertain or otherwise soothe your newborn, you could add a tummy time mat or a swing to the mix.
Does that seem like the typical registry gift list for a baby shower? Not by a long shot. There are many more items on the list that a newborn doesn't necessarily need, but as the baby ages items like strollers, etc. are nice to have.
Below you'll find these things broken down into several categories: feeding, bathing, clothing, travelling, playing, etc.
Breastfeeding CostOne of the first things you'll experience with your baby is feeding time. If you choose to breastfeed, you already save a bundle right away as breast milk is free.
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